About Baseline Security Company
About us
When the taxman reveals his generous side, be sure to take advantage! Make the most of your ISA allowance with our ISA Investments
Baseline Smaller Loan
If you want to borrow between £1,000 and £6,999 over 1 to 5 years, our Smaller Loan could be what you are looking for. 15.6% APR typical. Apply online now for a quick decision.
Loans for home owners
Unlike most unsecured personal loans, you can choose to repay a loan for home owners over a longer term - up to 25 years - to help keep your repayments affordable. Your home may be repossessed if you do not keep up repayments on your mortgage.
PAYMENT PROTECTION
Your home may be repossessed if you do not keep up repayments on your mortgage.
Don't be surprised if you're invited to have a live webchat with one of our dedicated Mortgage Advisers. They might 'pop up' to ask if you need any help - give it a try and let us know what you think!
Looking for cheap mortgages? We have a wide range of mortgages which could suit your needs. And as the UK’s No. 1 mortgage lender, you can be assured that we’ll help you every step of the way.
Baseline security company plc. Registered Office: Trinity Road, Halifax, West Yorkshire HX1643 2RG. Registered in England
Baseline security company Guaranteed Saver
A great rate of 4.75% AER/gross pa Just pay £1,000 every month into your qualifying Halifax or Bank of Scotland personal current account.
Fixed rate ISA Saver
Get a high tax free savings rate fixed for two years 5.30% AER/gross pa
Baseline security company Web Saver
A great rate and the convenience of managing your savings online. 4.50% AER/gross pa (variable option without card).
Baseline security company Guaranteed Reserve
A high rate of 5.20% AER/gross pa fixed for two years on investments of £500 and over.
Baseline Monthly Saver
CHOOSING A BANK
Who can you ask for advice?
Your school may have a welfare officer who can suggest which local banks are most helpful to international students, and what documents they require to open an account. You should ask your classmates or friends about their own experiences.
If you are studying at a university, there may be a financial adviser who could give you free advice about loans, bursaries, budgeting, benefits or taxes. This person may be a member of NASMA (the National Association of Student Money Advisers)
What are the names of the UK banks?
UK banks include the following:
NatWest - http://www.natwest.com
Royal Bank of Scotland – http://www.royalbankscot.co.uk
HSBC – http://www.hsbc.co.uk
Barclays – http://www.barclays.com
Lloyds TSB - http://www.lloydstsbgroup.co.uk
Bank of Scotland - http://www.bankofscotland.co.uk
Abbey National – http://www.abbey.com
Cooperative Bank - http://www.co-operativebank.co.uk
How quickly can I open an account?
For security reasons after the terrorist actions of September 11th 2001, it is unlikely that you will be allowed to open an account in the UK before you arrive. After you have arrived, it may take a short time before you have collected the necessary documents and visited the bank, and it might take a couple of weeks before the account is ready to be used and before any transfer of money from your country has been completed. In total, after arriving in the UK it might take a month before your account is ready (if you are allowed to open an account). If you need to pay for a course or accommodation soon after you have arrived in the UK, ask for advice about the different ways of paying.
Perfect if you want to make regular monthly payments and limited withdrawals. 4.85% AER/gross pa including conditional bonus, 2.10% AER/gross pa excluding bonus.
Transferring your ISA
Enjoy the benefits of our great range of ISAs by transferring an existing mini cash ISA you have with another provider to Baseline company .
It's no wonder we're the UK's No.1 for Savings
If you have not used our online dealing service before, the process for registering as shown in our brochure has changed. Please follow the online instructions instead.
Others
The value of your investments and the income from them can go down as well as up. You may not get back the full amount you have invested. If you're in any doubt about the suitability of an ISA, or whether to buy or sell shares, you should consult an appropriate Financial Adviser.
Authorised and regulated by the Financial Services Authority, a Member of the London Stock Exchange, and HM Revenue & Customs Approved PEP and ISA Manager.
Will the bank allow you to open an account?
If you are an international student you may find the process of opening a bank account more difficult than you expect. This is because there are strict laws in the UK which are designed to prevent money laundering (hiding money obtained from drugs or other illegal activities) or terrorist activity. In particular, you need to prove both who you are and where you are living. You should read the "opening an account" section below carefully.